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VRMII Subordinated Notes

New Fixed Income Program Now Available

You choose the term and the rate. Interest rates listed are annual rates; interest payments are made monthly. The minimum investment is $2,000.

Term

Rate

3 Months

3.50%

6 Months

4.00%

12 Months

4.50%

18 Months

5.00%

24 Months

5.50%

36 Months

6.50%

48 Months

7.50%

60 Months

8.50%

Thank you visiting the Vestin Realty Mortgage II Subordinated Notes web page. An offer can only be made by the Private Placement Memorandum. An investment in subordinated notes may not be suitable for all investors. Please refer to the Private Placement Memorandum (“Risk Factors”) for a discussion of certain risks. Subordinated notes represent an obligation of Vestin Realty Mortgage II, Inc., and are not certificates of deposit or insured or guaranteed by the FDIC or any other governmental agency. These Notes are being offered to clients who are accredited investors, as defined under Regulation D of the Securities Act of 1933.

The rates for the Notes are available from 11/1/2011 through 11/30/2012.

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