Fredrick J. Zaffarese Leavitt

Fredrick J. Zaffarese Leavitt has been a director for Vestin Group since November 2004. Since August of 1993 Mr. Zaffarese has been an accountant for the United States Department of the Interior where his responsibilities include the review and audit of various states, local and municipality governments for compliance with federal laws and regulations as well as preparation of financial statements for Executive Branch and Congressional review. Additionally, Mr. Zaffarese sits on various audit committees involving the utility industry. Mr. Zaffarese is a CPA and a graduate of University of Nevada Las Vegas. Mr. Zaffarese is a Class I Director whose term will expire at the 2006 annual meeting of stockholders.